{"schema_version":"secwatch.filing_event.v1","accession":"0001711291-23-000113","form_type":"8-K","ticker":null,"cik":"0001711291","company_name":"CURO Group Holdings Corp.","filed_at":"2023-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.138315+00:00","generated_at":"2026-06-08T16:22:29.909243+00:00","sec_items":["1.01","2.03","7.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"CURO closes $140M asset-backed facility, upsizes Canada revolver to C$150M, plus Flexiti update","bullets":["New $140M asset-backed warehouse facility (expandable to $175M) for U.S. consumer loan origination.","Amendment increases Canada SPV revolver borrowing capacity by C$40M to C$150M.","Received final Flexiti closing date tangible book value and C$27M unrestricted cash from Questrade; no adjustments.","CEO Doug Clark says facilities demonstrate ability to access capital for growth."],"urls":{"canonical":"https://secwatch.observer/filing/0001711291-23-000113","json":"https://secwatch.observer/filing/0001711291-23-000113.json","markdown":"https://secwatch.observer/filing/0001711291-23-000113.md","text":"https://secwatch.observer/filing/0001711291-23-000113.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1711291/000171129123000113/0001711291-23-000113-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1711291/000171129123000113/curo-20231103.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T16:22:29.909243+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ed0f52fbea38052e6360b36704f757c3dbbbb23f","claim":"CURO Group Holdings Corp. amended revolving credit of C$150 million with Midtown Madison Management LLC.","evidence_excerpt":"On November 6, 2023, CURO Canada Receivables II Limited Partnership (the “Canada SPV Borrower”), a bankruptcy-remote special purpose vehicle and an indirect wholly-owned subsidiary of the CURO Group Holdings Corp., entered into an amendment (the “Amendment”) to its existing revolving credit facility (the “Canada SPV Facility”) with Midtown Madison Management LLC (the “Agent”), as administrative agent, and the lenders party thereto, pursuant to which Amendment the parties have agreed to, among other things, increase the commitments of the lenders thereunder by an amount of C$40 million, thereby increasing the borrowing capacity under the Canada SPV Facility to C$150 million, and to include cross-default events of default against certain indebtedness of First Heritage Financing I, LLC and Heights Financing I, LLC","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1711291/000171129123000113/0001711291-23-000113-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"C$150 million"},{"label":"Counterparty","value":"Midtown Madison Management LLC"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"fe93dfce271f5c49b5d9ea9eb0b8ef9f39573266","claim":"CURO Group Holdings Corp. incurred revolving credit of $140 million with Midtown Madison Management LLC at Term SOFR maturing November 3, 2026.","evidence_excerpt":"On November 3, 2023, Heights Financing II, LLC (the “Borrower”), an indirect wholly owned bankruptcy-remote subsidiary of Southern Co., Inc., entered into an asset-backed warehouse facility (the “Facility”) under a Credit Agreement (the “Credit Agreement”) with SouthernCo, Inc., as Servicer, Midtown Madison Management LLC, as Structuring and Syndication Agent, Paying Agent, Collateral Agent and Administrative Agent, ACM AIF Evergreen P3 DAC SubCo LP, Atalaya Asset Income Fund Parallel 345 LP, ACM AIF Co-Investment DAC SubCo LP and ACM A4 P2 DAC SubCo LP, as Lenders (collectively, the “Lenders”), the subservicers party thereto, Systems & Services Technologies, Inc., as Image File Custodian and Backup Servicer, and Wilmington Trust, National Association, as Borrower Loan Trustee. Pursuant to the Credit Agreement, the aggregate borrowing capacity under the Facility is $140 million","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1711291/000171129123000113/0001711291-23-000113-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"$140 million"},{"label":"Counterparty","value":"Midtown Madison Management LLC"},{"label":"Rate","value":"Term SOFR"},{"label":"Maturity","value":"November 3, 2026"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"370dfd5b7e878e3877055d89325aebb228824cca","claim":"CURO Group Holdings Corp. amended Amendment with Midtown Madison Management LLC and the lenders party thereto valued at C$40 million (effective 2023-11-06).","evidence_excerpt":"On November 6, 2023, CURO Canada Receivables II Limited Partnership (the “Canada SPV Borrower”), a bankruptcy-remote special purpose vehicle and an indirect wholly-owned subsidiary of the CURO Group Holdings Corp., entered into an amendment (the “Amendment”) to its existing revolving credit facility (the “Canada SPV Facility”) with Midtown Madison Management LLC (the “Agent”), as administrative agent, and the lenders party thereto, pursuant to which Amendment the parties have agreed to, among other things, increase the commitments of the lenders thereunder by an amount of C$40 million,","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1711291/000171129123000113/0001711291-23-000113-index.htm","confidence":1.0,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Midtown Madison Management LLC and the lenders party thereto"},{"label":"Value","value":"C$40 million"},{"label":"Effective","value":"2023-11-06"}],"fact_type":"material_agreement"},{"claim_id":"e1493a68cebaa2c9c0cb263faba6a4a72c0808c3","claim":"CURO Group Holdings Corp. entered into Credit Agreement with SouthernCo, Inc., Midtown Madison Management LLC, ACM AIF Evergreen P3 DAC SubCo LP, Atalaya Asset Income Fund Parallel 345 LP, ACM AIF Co-Investment DAC SubCo LP, and ACM A4 P2 DAC SubCo LP valued at $140 million (effective 2023-11-03).","evidence_excerpt":"On November 3, 2023, Heights Financing II, LLC (the “Borrower”), an indirect wholly owned bankruptcy-remote subsidiary of Southern Co., Inc., entered into an asset-backed warehouse facility (the “Facility”) under a Credit Agreement (the “Credit Agreement”) with SouthernCo, Inc., as Servicer, Midtown Madison Management LLC, as Structuring and Syndication Agent, Paying Agent, Collateral Agent and Administrative Agent, ACM AIF Evergreen P3 DAC SubCo LP, Atalaya Asset Income Fund Parallel 345 LP, ACM AIF Co-Investment DAC SubCo LP and ACM A4 P2 DAC SubCo LP, as Lenders (collectively, the “Lenders”),","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1711291/000171129123000113/0001711291-23-000113-index.htm","confidence":1.0,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"SouthernCo, Inc., Midtown Madison Management LLC, ACM AIF Evergreen P3 DAC SubCo LP, Atalaya Asset Income Fund Parallel 345 LP, ACM AIF Co-Investment DAC SubCo LP, and ACM A4 P2 DAC SubCo LP"},{"label":"Value","value":"$140 million"},{"label":"Effective","value":"2023-11-03"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}