{"schema_version":"secwatch.filing_event.v1","accession":"0001721868-21-000737","form_type":"8-K","ticker":"NWPP","cik":"0001163389","company_name":"NEW PEOPLES BANKSHARES INC","filed_at":"2021-11-01T23:59:59+00:00","discovered_at":"2026-05-14T18:04:11.742590+00:00","generated_at":"2026-06-28T15:37:15.559022+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"New Peoples Bankshares Q3 net income rises 29.6% to $1.8M; YTD earnings up 240%","bullets":["Q3 net income $1.8M ($0.08 EPS) vs $1.4M ($0.06) a year ago; YTD net income $5.1M ($0.21) vs $1.5M.","Net interest margin improved to 3.93% from 3.52% prior quarter; zero provision for loan losses vs $450K last year.","Nonperforming assets fell 11.6% QoQ to $5.4M; net charge-offs annualized 0.03%.","Sold three former branches for $190K gains; transferred three more to OREO at $1.1M loss.","Total assets grew $44.5M (5.9%) since Dec 2020; deposits up $45.4M."],"urls":{"canonical":"https://secwatch.observer/filing/0001721868-21-000737","json":"https://secwatch.observer/filing/0001721868-21-000737.json","markdown":"https://secwatch.observer/filing/0001721868-21-000737.md","text":"https://secwatch.observer/filing/0001721868-21-000737.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1163389/000172186821000737/0001721868-21-000737-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1163389/000172186821000737/f2snwpp8k110121.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T15:37:15.559022+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}