New Peoples Bankshares posts record 2021 net income of $7.0M; Q4 EPS $0.08

NEW PEOPLES BANKSHARES INC

Net income $7.0M for 2021, up 142.6% YoY; diluted EPS $0.29.
Q4 net income $1.9M ($0.08 EPS), up 37.8% YoY; net interest margin 3.53%.
Nonperforming assets fell to $4.3M (0.54% of assets), down 51.6% from year-end 2020.
Retained earnings positive $2.0M for first time since 2010; book value per share $2.66.
Loan portfolio grew $18.2M to $593.7M; deposits up 5.9% to $707.5M.

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