OP Bancorp posts Q1 net income $7.2M, EPS $0.48; dividend raised 17%

OP Bancorp

Net income $7.2M, diluted EPS $0.48, vs $7.0M/$0.47 in Q4 2025 and $5.6M/$0.37 in Q1 2025.
Revenue $24.6M, up 1% from Q4; net interest margin 3.19% vs 3.25% in Q4.
Quarterly dividend increased 17% to $0.14/share (prev. $0.12), payable May 21 to holders of record May 7.
Nonperforming loans rose to $18.3M (0.82% of gross loans), driven by one CRE relationship expected to resolve in Q2.
Allowance for credit losses on loans stable at 1.27%; net charge-offs negligible at (0.01)% annualized.

item 2.02 item 7.01 item 8.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

OP Bancorp reported first quarter ended March 31, 2026 results: revenue 24,555, net income $ 7,234, EPS $ 0.48.

Period: first quarter ended March 31, 2026
Revenue: 24,555
Net income: $ 7,234
EPS: $ 0.48
Result: reported results

Exact text from the filing

($ in thousands, except per share data) As of and For the Quarter First Quarter Highlights 1Q2026 4Q2025 1Q2025 Comparisons reflect 1Q26 vs. 4Q25 Income Statement: Income Statement Net interest income $ 20,523 $ 20,863 $ 17,418 • Revenue continued to grow. • Net income increased 3%, benefiting from higher revenue and reductions in both provision and noninterest expenses. • Diluted EPS improved modestly by $0.01. Noninterest income 4,032 3,418 4,816 Revenue 24,555 24,281 22,234 Provision for credit losses 412 463 736 Noninterest expense 14,233 14,293 13,814 Net income $ 7,234 $ 7,038 $ 5,560 Diluted Earnings Per Share (“EPS”) $ 0.48 $ 0.47 $ 0.37

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Source: SEC EDGAR

accession 0001722010-26-000009

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