OP Bancorp posts Q1 net income $7.2M, EPS $0.48; dividend raised 17%

OP Bancorp

Net income $7.2M, diluted EPS $0.48, vs $7.0M/$0.47 in Q4 2025 and $5.6M/$0.37 in Q1 2025.
Revenue $24.6M, up 1% from Q4; net interest margin 3.19% vs 3.25% in Q4.
Quarterly dividend increased 17% to $0.14/share (prev. $0.12), payable May 21 to holders of record May 7.
Nonperforming loans rose to $18.3M (0.82% of gross loans), driven by one CRE relationship expected to resolve in Q2.
Allowance for credit losses on loans stable at 1.27%; net charge-offs negligible at (0.01)% annualized.

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