secwatch.observer — SEC 8-K summary
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Issuer:     OP Bancorp (OPBK)
CIK:        0001722010
Form:       8-K
Filed at:   2026-07-23T20:28:43+00:00
Accession:  0001722010-26-000018
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

OP Bancorp Q2 net income $8.0M, EPS $0.53; declares $0.14 dividend
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- Net income $8.0M ($0.53 diluted EPS) vs $7.2M ($0.48) Q1 2026 and $6.3M ($0.42) Q2 2025.
- Revenue $25.7M, up 5% QoQ and 9% YoY; reversal of provision for credit losses of $149k.
- Net interest margin 3.08% (down 11bps QoQ); noninterest income up 40% QoQ on higher SBA loan sales.
- Loans $2.26B (+1% QoQ), deposits $2.37B (+2% QoQ); nonperforming loans fell to $17.3M.
- Declared $0.14/share quarterly dividend, payable Aug 20, record Aug 6.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1722010/000172201026000018/0001722010-26-000018-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1722010/000172201026000018/opbk-20260723.htm
  HTML page:      https://secwatch.observer/filing/0001722010-26-000018

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer