OP Bancorp Q3 2026 net income $7.8M, EPS $0.52; declares $0.14 quarterly dividend

OP Bancorp

Net income $7.8M versus $8.0M in 2Q26 and $6.7M in 3Q25; diluted EPS $0.52 versus $0.53 and $0.45.
Net interest income rose 11% to $22.2M and net interest margin expanded 19 bps to 3.27%, helped by 4% growth in average loans.
Criticized loans jumped to $77.6M, or 3.39% of gross loans, from $33.4M, driven by four relationships totaling $41.5M, mostly CRE Special Mention.
Provision for credit losses was $1.6M versus a $149K reversal in 2Q26; net charge-offs were $821K, or 0.14% of average gross loans.
Board declared a $0.14 per share quarterly dividend payable November 19, 2026 to shareholders of record on November 5, 2026.

This headline and bullets were generated automatically by deepseek-v4.1-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.