Columbia Financial Q4 net income $15.7M vs year-ago loss $21.2M; core earnings up 40%

Columbia Financial, Inc.

2025-FY EPS reported $0.51 vs consensus $0.15 ▲ beat (+244.8%)

Net income $15.7M ($0.15 per share) vs net loss $21.2M ($0.21 per share) in Q4 2024.
Core net income $15.9M, up 39.6% YoY from $11.4M.
Q4 2024 included a $37.9M pre-tax restructuring loss from selling debt securities and prepaying borrowings.
Improvement attributed to higher net interest income, lower provision for credit losses, and higher non-interest income.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.