Columbia Financial Q1 net income $13.1M ($0.13/share), up 47% YoY; net interest margin expands to 2.42%

Columbia Financial, Inc.

2026-Q1 EPS reported $0.13 vs consensus $0.16 ▼ miss (-17.8%)

Net income of $13.1M ($0.13 per share) for Q1 2026, up 47.2% from $8.9M ($0.09) in Q1 2025.
Net interest margin improved 31 bps YoY to 2.42%, driven by higher loan yields and lower deposit costs.
Provision for credit losses decreased 67.4% to $1.0M; net recoveries of $604K vs net charge-offs of $857K last year.
Non-interest expense rose 8.3% to $47.5M, including $1.8M in merger-related costs and higher compensation.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Columbia Financial, Inc. reported the quarter ended March 31, 2026 results: net income $13.1 million, EPS $0.13 per basic and diluted share.

Period: the quarter ended March 31, 2026
Net income: $13.1 million
EPS: $0.13 per basic and diluted share
Result: reported results

Exact text from the filing

Columbia Financial, Inc. (the “Company”) (NASDAQ: CLBK), the mid-tier holding company for Columbia Bank ("Columbia"), reported net income of $13.1 million, or $0.13 per basic and diluted share, for the quarter ended March 31, 2026

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Source: SEC EDGAR

accession 0001723596-26-000013

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