Columbia Financial starts conversion offering (up to 192.6M shares at $10); gets approvals for Northfield Bank buy

Columbia Financial, Inc.

Offering of up to 192,625,000 shares of common stock at $10.00 per share.
Minimum requirement of 142,375,000 shares to complete the conversion and offering.
Conditional approvals from Federal Reserve and OCC for acquisition of Northfield Bancorp.
Stock offering expected to commence on or about May 21, 2026.
Offering prioritizes eligible depositors, borrowers, ESOP, then community and public.

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