{"schema_version":"secwatch.filing_event.v1","accession":"0001730984-23-000004","form_type":"8-K","ticker":"BCML","cik":"0001730984","company_name":"BayCom Corp","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.341763+00:00","generated_at":"2026-06-20T08:20:35.185640+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BayCom Corp Q4 net income $8.1M ($0.62/share), up 48% YoY; net interest margin expands to 4.40%","bullets":["Q4 net income $8.1M ($0.62 diluted EPS) vs Q3 $7.2M ($0.54) and Q4 2021 $5.4M ($0.51); YoY increase of 48%.","Net interest margin (annualized) 4.40% in Q4 vs 3.99% prior quarter and 3.41% year ago.","Loans net of fees $2.0B, up $356M from Dec 2021; deposits $2.1B, stable QoQ.","Nonperforming loans $15.2M (0.75% of loans) vs $19.7M (0.99%) at Sep 30, 2022 and $6.9M (0.41%) a year ago.","Repurchased 236,985 shares at avg cost $18.60 in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001730984-23-000004","json":"https://secwatch.observer/filing/0001730984-23-000004.json","markdown":"https://secwatch.observer/filing/0001730984-23-000004.md","text":"https://secwatch.observer/filing/0001730984-23-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1730984/000173098423000004/0001730984-23-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1730984/000173098423000004/bcml-20230126x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:20:35.185640+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b888d95b787727edad0731a2f3b338d412da2a12","claim":"BayCom Corp reported the quarter and twelve month period ended December 31, 2022 results: net income $8.1 million, EPS $0.62 per diluted common share.","evidence_excerpt":"BayCom Corp issued its earnings release for the quarter and twelve month period ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1730984/000173098423000004/0001730984-23-000004-index.htm","confidence":0.85,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and twelve month period ended December 31, 2022"},{"label":"Net income","value":"$8.1 million"},{"label":"EPS","value":"$0.62 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}