{"schema_version":"secwatch.filing_event.v1","accession":"0001730984-23-000025","form_type":"8-K","ticker":"BCML","cik":"0001730984","company_name":"BayCom Corp","filed_at":"2023-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:40.277411+00:00","generated_at":"2026-06-16T22:37:57.597555+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BayCom Corp Q1 net income $7.0M ($0.55 EPS); net interest margin 4.26%","bullets":["Net income of $7.0M, up 8.6% YoY from $6.5M; diluted EPS $0.55 vs $0.51 a year ago.","Net interest income $25.3M, up 13% YoY; net interest margin 4.26% vs 3.63% a year ago.","Deposits stable at $2.1B; noninterest bearing deposits fell to 33.2% from 37.1% in Q4 2022.","Adopted CECL Jan 1, 2023; one-time $491K after-tax reduction to retained earnings.","Declared $0.10/share cash dividend (paid April 14); repurchased 422,877 shares at avg $19.08."],"urls":{"canonical":"https://secwatch.observer/filing/0001730984-23-000025","json":"https://secwatch.observer/filing/0001730984-23-000025.json","markdown":"https://secwatch.observer/filing/0001730984-23-000025.md","text":"https://secwatch.observer/filing/0001730984-23-000025.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1730984/000173098423000025/0001730984-23-000025-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1730984/000173098423000025/bcml-20230420x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T22:37:57.597555+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"49033dd4d58cf74efbbc1698f6cf807fb34d08fb","claim":"BayCom Corp reported the first quarter of 2023 results: net income $7.0 million, EPS $0.55 per diluted common share.","evidence_excerpt":"BayCom Corp (“BayCom” or the “Company”) (NASDAQ: BCML), the holding company for United Business Bank (the “Bank” or “UBB”), announced earnings of $7.0 million, or $0.55 per diluted common share, for the first quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1730984/000173098423000025/0001730984-23-000025-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2023"},{"label":"Net income","value":"$7.0 million"},{"label":"EPS","value":"$0.55 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}