{"schema_version":"secwatch.filing_event.v1","accession":"0001730984-23-000070","form_type":"8-K","ticker":"BCML","cik":"0001730984","company_name":"BayCom Corp","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.028232+00:00","generated_at":"2026-06-13T02:24:01.734372+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"BayCom Corp Q2 2023 net income $7.2M ($0.59 EPS), flat QoQ; NIM down to 4.02%","bullets":["Net income $7.2M vs $7.2M Q1 2023 and $3.9M Q2 2022; diluted EPS $0.59 vs $0.57 and $0.29.","Net interest margin 4.02% (Q1 2023: 4.26%, Q2 2022: 3.59%) on higher deposit costs.","Loans $2.0B (flat); deposits $2.1B (flat QoQ), noninterest-bearing deposits down to 30.9%.","Repurchased 543,955 shares at avg $16.71 during Q2; 133,960 remaining under repurchase plan.","Allowance credit losses reversed $1.3M in Q2; nonperforming loans stable at 0.64% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001730984-23-000070","json":"https://secwatch.observer/filing/0001730984-23-000070.json","markdown":"https://secwatch.observer/filing/0001730984-23-000070.md","text":"https://secwatch.observer/filing/0001730984-23-000070.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1730984/000173098423000070/0001730984-23-000070-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1730984/000173098423000070/bcml-20230726x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:24:01.734372+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"813a85a1dc6b766b2f9a2865f129a097c21edaaa","claim":"BayCom Corp reported financial results for the quarter and six month period ended June 30, 2023.","evidence_excerpt":"On July 26, 2023, BayCom Corp issued its earnings release for the quarter and six month period ended June 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1730984/000173098423000070/0001730984-23-000070-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and six month period ended June 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}