{"schema_version":"secwatch.filing_event.v1","accession":"0001730984-23-000085","form_type":"8-K","ticker":"BCML","cik":"0001730984","company_name":"BayCom Corp","filed_at":"2023-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.218825+00:00","generated_at":"2026-06-09T20:57:24.810218+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BayCom Q3 earnings $6.6M, EPS $0.56; provision for credit losses rises to $674K","bullets":["Net income $6.6M ($0.56 diluted) vs Q2 $7.2M ($0.59) and Q3 2022 $7.0M ($0.52).","Net interest margin stable at 4.03% (annualized); net interest income $24.8M, up $528K QoQ.","Provision for credit losses of $674K vs $1.3M reversal in Q2; allowance at 1.01% of loans.","Nonperforming loans rose to $14.3M (0.73%) from $12.8M (0.64%), driven by a trust loan in litigation.","Repurchased 239,649 shares at avg $18.86; $0.10 quarterly dividend paid Oct 13."],"urls":{"canonical":"https://secwatch.observer/filing/0001730984-23-000085","json":"https://secwatch.observer/filing/0001730984-23-000085.json","markdown":"https://secwatch.observer/filing/0001730984-23-000085.md","text":"https://secwatch.observer/filing/0001730984-23-000085.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1730984/000173098423000085/0001730984-23-000085-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1730984/000173098423000085/bcml-20231019x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T20:57:24.810218+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c21e8dbb119251ff37f05d688dc14b9d9366da25","claim":"BayCom Corp reported financial results for the quarter and nine month period ended September 30, 2023.","evidence_excerpt":"On October 19, 2023, BayCom Corp issued its earnings release for the quarter and nine month period ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1730984/000173098423000085/0001730984-23-000085-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and nine month period ended September 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}