{"schema_version":"secwatch.filing_event.v1","accession":"0001730984-24-000039","form_type":"8-K","ticker":"BCML","cik":"0001730984","company_name":"BayCom Corp","filed_at":"2024-04-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:19.786774+00:00","generated_at":"2026-06-03T19:09:24.489548+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BayCom Corp Q1 2024 earnings fall to $5.9M ($0.51/sh); NIM narrows to 3.72%","bullets":["Net income of $5.9M ($0.51 diluted EPS) vs $6.4M ($0.55) in Q4 2023 and $7.2M ($0.57) in Q1 2023.","Net interest margin declined to 3.72% from 3.86% QoQ and 4.26% YoY; loan average yield fell 1 bp.","Nonperforming loans rose to $16.5M (0.64% of loans) from $13.0M at Dec 31, 2023.","Provision for credit losses was $252k, down from $2.3M in Q4 2023; net charge-offs were $3.4M.","Repurchased 198,120 shares at avg $20.20; declared $0.10/sh dividend paid April 12."],"urls":{"canonical":"https://secwatch.observer/filing/0001730984-24-000039","json":"https://secwatch.observer/filing/0001730984-24-000039.json","markdown":"https://secwatch.observer/filing/0001730984-24-000039.md","text":"https://secwatch.observer/filing/0001730984-24-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1730984/000173098424000039/0001730984-24-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1730984/000173098424000039/bcml-20240418x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T19:09:24.489548+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4dfa745b63666832677db801bbfdf922f9ce1705","claim":"BayCom Corp reported the first quarter of 2024 results: net income $5.9 million, EPS $0.51 per diluted common share.","evidence_excerpt":"BayCom Corp (“BayCom” or the “Company”) (NASDAQ: BCML), the holding company for United Business Bank (the “Bank” or “UBB”), announced earnings of $5.9 million, or $0.51 per diluted common share, for the first quarter of 2024, compared to earnings of $6.4 million, or $0.55 per diluted common share, for the fourth quarter of 2023 and $7.2 million, or $0.57 per diluted common share, for the first quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1730984/000173098424000039/0001730984-24-000039-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2024"},{"label":"Net income","value":"$5.9 million"},{"label":"EPS","value":"$0.51 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}