earnings
confidence high
sentiment positive
materiality 0.75
BayCom Corp Q4 2025 earnings $6.9M ($0.63 EPS), up 37% QoQ, 12% YoY
BayCom Corp
2025-FY EPS reported
$2.18
- Net interest margin expanded to 4.03% from 3.68% in Q3 and 3.80% a year ago.
- Provision for credit losses fell sharply to $250K from $2.9M in Q3.
- Loans grew to $2.1B (+$24M from Q3); nonperforming loans stable at 0.65% of loans.
- Noninterest-bearing deposits dropped to 26.1% of total deposits from 30.8% a year ago.
- Repurchased 29,111 shares at avg $27.75; declared $0.30 dividend payable Jan 9, 2026.