{"schema_version":"secwatch.filing_event.v1","accession":"0001730984-26-000032","form_type":"8-K","ticker":"BCML","cik":"0001730984","company_name":"BayCom Corp","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.823740+00:00","generated_at":"2026-05-15T04:35:38.318229+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.72,"calibrated_materiality_score":0.72,"confidence":"high","headline":"BayCom Corp Q1 2026 earnings $8.2M ($0.75 EPS) up 43.5% YoY; net interest margin expands to 4.11%","bullets":["Net income $8.2M ($0.75 diluted EPS) vs $6.9M ($0.63) Q4'25 and $5.7M ($0.51) Q1'25; YoY increase of 43.5%.","Net interest margin 4.11%, up from 4.03% Q4'25 and 3.83% Q1'25; net interest income $25.2M, +10.1% YoY.","Recorded $670K reversal of provision for credit losses vs $250K provision Q4'25 and $642K provision Q1'25.","Nonperforming loans $16.7M (0.83% of loans) vs $13.4M (0.65%) at Dec 31, 2025; one $4.9M CRE loan placed on non-accrual.","Announced new leadership post-quarter: CEO Christopher Baron, EV Chairman William Black, CFO Kevin Thompson."],"urls":{"canonical":"https://secwatch.observer/filing/0001730984-26-000032","json":"https://secwatch.observer/filing/0001730984-26-000032.json","markdown":"https://secwatch.observer/filing/0001730984-26-000032.md","text":"https://secwatch.observer/filing/0001730984-26-000032.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1730984/000173098426000032/0001730984-26-000032-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1730984/000173098426000032/bcml-20260423x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:35:38.318229+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"36e1c08fbe07001edd31a151cb38ed7e517ee702","claim":"BayCom Corp reported first quarter of 2026 results: net income $8.2 million, EPS $0.75 per diluted common share.","evidence_excerpt":"BayCom Corp (“BayCom” or the “Company”) (NASDAQ: BCML), the holding company for United Business Bank (the “Bank” or “UBB”), announced earnings of $8.2 million, or $0.75 per diluted common share, for the first quarter of 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1730984/000173098426000032/0001730984-26-000032-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2026"},{"label":"Net income","value":"$8.2 million"},{"label":"EPS","value":"$0.75 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}