---
schema_version: "secwatch.filing_event.v1"
accession: "0001730984-26-000032"
form_type: "8-K"
ticker: "BCML"
cik: "0001730984"
company_name: "BayCom Corp"
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:35:38.318229+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.72
calibrated_materiality_score: 0.72
confidence: "high"
source: SEC EDGAR
---

# BayCom Corp Q1 2026 earnings $8.2M ($0.75 EPS) up 43.5% YoY; net interest margin expands to 4.11%

## Summary
- Net income $8.2M ($0.75 diluted EPS) vs $6.9M ($0.63) Q4'25 and $5.7M ($0.51) Q1'25; YoY increase of 43.5%.
- Net interest margin 4.11%, up from 4.03% Q4'25 and 3.83% Q1'25; net interest income $25.2M, +10.1% YoY.
- Recorded $670K reversal of provision for credit losses vs $250K provision Q4'25 and $642K provision Q1'25.
- Nonperforming loans $16.7M (0.83% of loans) vs $13.4M (0.65%) at Dec 31, 2025; one $4.9M CRE loan placed on non-accrual.
- Announced new leadership post-quarter: CEO Christopher Baron, EV Chairman William Black, CFO Kevin Thompson.

## SEC filing metadata
- accession: 0001730984-26-000032
- form_type: 8-K
- ticker: BCML
- cik: 0001730984
- company_name: BayCom Corp
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.72
- calibrated_materiality_score: 0.72
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1730984/000173098426000032/0001730984-26-000032-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1730984/000173098426000032/bcml-20260423x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001730984-26-000032
- JSON: https://secwatch.observer/filing/0001730984-26-000032.json
- Plain text: https://secwatch.observer/filing/0001730984-26-000032.txt

## Key facts
- Earnings Releases
  BayCom Corp reported first quarter of 2026 results: net income $8.2 million, EPS $0.75 per diluted common share.
  - Period: first quarter of 2026
  - Net income: $8.2 million
  - EPS: $0.75 per diluted common share
  - Result: reported results
  source text: BayCom Corp (“BayCom” or the “Company”) (NASDAQ: BCML), the holding company for United Business Bank (the “Bank” or “UBB”), announced earnings of $8.2 million, or $0.75 per diluted common share, for the first quarter of 2026
  evidence_url: https://www.sec.gov/Archives/edgar/data/1730984/000173098426000032/0001730984-26-000032-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.