secwatch.observer — SEC 8-K summary
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Issuer:     BayCom Corp (BCML)
CIK:        0001730984
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0001730984-26-000032
Event type: earnings
Sentiment:  positive
Materiality: 0.72
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

BayCom Corp Q1 2026 earnings $8.2M ($0.75 EPS) up 43.5% YoY; net interest margin expands to 4.11%
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- Net income $8.2M ($0.75 diluted EPS) vs $6.9M ($0.63) Q4'25 and $5.7M ($0.51) Q1'25; YoY increase of 43.5%.
- Net interest margin 4.11%, up from 4.03% Q4'25 and 3.83% Q1'25; net interest income $25.2M, +10.1% YoY.
- Recorded $670K reversal of provision for credit losses vs $250K provision Q4'25 and $642K provision Q1'25.
- Nonperforming loans $16.7M (0.83% of loans) vs $13.4M (0.65%) at Dec 31, 2025; one $4.9M CRE loan placed on non-accrual.
- Announced new leadership post-quarter: CEO Christopher Baron, EV Chairman William Black, CFO Kevin Thompson.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1730984/000173098426000032/0001730984-26-000032-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1730984/000173098426000032/bcml-20260423x8k.htm
  HTML page:      https://secwatch.observer/filing/0001730984-26-000032

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