{"schema_version":"secwatch.filing_event.v1","accession":"0001730984-26-000066","form_type":"8-K","ticker":"BCML","cik":"0001730984","company_name":"BayCom Corp","filed_at":"2026-07-23T20:05:54+00:00","discovered_at":"2026-07-23T20:07:00.248548+00:00","generated_at":"2026-07-23T20:07:22.848751+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BayCom Corp reports Q2 2026 net loss of $7.0M; includes $10.5M severance costs","bullets":["Net loss of $7.0M ($0.64 diluted EPS) vs. net income of $8.2M ($0.75) in Q1 2026 and $6.4M ($0.58) in Q2 2025.","Results include $10.5M in severance, accelerated equity vesting, and benefits from three senior executive departures.","Provision for credit losses of $5.2M driven by loan growth, higher reserves on certain loans, and $2.8M net charge-offs.","Total loans grew $64M (3.2%) in the quarter; average cost of deposits fell 7 bps to 1.56%.","Declared $0.30 per share cash dividend paid July 9, 2026; Total Capital ratio 14.87%."],"urls":{"canonical":"https://secwatch.observer/filing/0001730984-26-000066","json":"https://secwatch.observer/filing/0001730984-26-000066.json","markdown":"https://secwatch.observer/filing/0001730984-26-000066.md","text":"https://secwatch.observer/filing/0001730984-26-000066.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1730984/000173098426000066/0001730984-26-000066-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1730984/000173098426000066/bcml-20260723x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T20:07:22.848751+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}