---
schema_version: "secwatch.filing_event.v1"
accession: "0001730984-26-000066"
form_type: "8-K"
ticker: "BCML"
cik: "0001730984"
company_name: "BayCom Corp"
filed_at: "2026-07-23T20:05:54+00:00"
generated_at: "2026-07-23T20:07:22.848751+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# BayCom Corp reports Q2 2026 net loss of $7.0M; includes $10.5M severance costs

## Summary
- Net loss of $7.0M ($0.64 diluted EPS) vs. net income of $8.2M ($0.75) in Q1 2026 and $6.4M ($0.58) in Q2 2025.
- Results include $10.5M in severance, accelerated equity vesting, and benefits from three senior executive departures.
- Provision for credit losses of $5.2M driven by loan growth, higher reserves on certain loans, and $2.8M net charge-offs.
- Total loans grew $64M (3.2%) in the quarter; average cost of deposits fell 7 bps to 1.56%.
- Declared $0.30 per share cash dividend paid July 9, 2026; Total Capital ratio 14.87%.

## SEC filing metadata
- accession: 0001730984-26-000066
- form_type: 8-K
- ticker: BCML
- cik: 0001730984
- company_name: BayCom Corp
- filed_at: 2026-07-23T20:05:54+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1730984/000173098426000066/0001730984-26-000066-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1730984/000173098426000066/bcml-20260723x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001730984-26-000066
- JSON: https://secwatch.observer/filing/0001730984-26-000066.json
- Plain text: https://secwatch.observer/filing/0001730984-26-000066.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.