{"schema_version":"secwatch.filing_event.v1","accession":"0001734342-23-000005","form_type":"8-K","ticker":"AMTB","cik":"0001734342","company_name":"Amerant Bancorp Inc.","filed_at":"2023-01-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.350392+00:00","generated_at":"2026-06-20T13:10:31.647050+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Amerant reports Q4 2022 net income $18.8M, EPS $0.55; adopts CECL","bullets":["Net income $18.8M ($0.55 diluted EPS) in Q4 2022; full-year net income $63.3M ($1.85 EPS).","Provision for credit losses $20.9M, including $11.1M retroactive CECL adoption impact; core net income $22.0M ($0.65 EPS).","Total assets $9.1B (+19.5% YoY); gross loans $6.92B (+24.3% YoY); deposits $7.04B (+25.1% YoY).","Net interest margin 3.96% (vs 3.17% in 4Q21); NII $82.2M (+47.3% YoY).","Board declares $0.09 cash dividend payable Feb 28, 2023 to shareholders of record Feb 13, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001734342-23-000005","json":"https://secwatch.observer/filing/0001734342-23-000005.json","markdown":"https://secwatch.observer/filing/0001734342-23-000005.md","text":"https://secwatch.observer/filing/0001734342-23-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1734342/000173434223000005/0001734342-23-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1734342/000173434223000005/amtb-20230119.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T13:10:31.647050+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"87f7f4d4fd3fe74503a6a49ff09d41ca0d758a4d","claim":"Amerant Bancorp Inc. reported the fiscal quarter and year ended December 31, 2022 results: net income $18.8 million in the fourth quarter of 2022, EPS $0.55 per diluted share.","evidence_excerpt":"On January 19, 2023, Amerant Bancorp Inc. (the \"Company\") issued a press release to report the Company’s financial results for the fiscal quarter and year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1734342/000173434223000005/0001734342-23-000005-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal quarter and year ended December 31, 2022"},{"label":"Net income","value":"$18.8 million in the fourth quarter of 2022"},{"label":"EPS","value":"$0.55 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}