secwatch.observer — SEC 8-K summary
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Issuer:     Amerant Bancorp Inc. (AMTB)
CIK:        0001734342
Form:       8-K
Filed at:   2023-01-19T23:59:59+00:00
Accession:  0001734342-23-000005
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Amerant reports Q4 2022 net income $18.8M, EPS $0.55; adopts CECL
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- Net income $18.8M ($0.55 diluted EPS) in Q4 2022; full-year net income $63.3M ($1.85 EPS).
- Provision for credit losses $20.9M, including $11.1M retroactive CECL adoption impact; core net income $22.0M ($0.65 EPS).
- Total assets $9.1B (+19.5% YoY); gross loans $6.92B (+24.3% YoY); deposits $7.04B (+25.1% YoY).
- Net interest margin 3.96% (vs 3.17% in 4Q21); NII $82.2M (+47.3% YoY).
- Board declares $0.09 cash dividend payable Feb 28, 2023 to shareholders of record Feb 13, 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1734342/000173434223000005/0001734342-23-000005-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1734342/000173434223000005/amtb-20230119.htm
  HTML page:      https://secwatch.observer/filing/0001734342-23-000005

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