{"schema_version":"secwatch.filing_event.v1","accession":"0001734342-23-000047","form_type":"8-K","ticker":"AMTB","cik":"0001734342","company_name":"Amerant Bancorp Inc.","filed_at":"2023-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.038682+00:00","generated_at":"2026-06-13T05:40:09.959118+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Amerant Q2 net income falls to $7.3M ($0.22/diluted) from $20.2M; credit loss provision surges to $29.1M","bullets":["Net income $7.3M vs $20.2M in Q1; diluted EPS $0.22 vs $0.60.","Provision for credit losses $29.1M, up 148% from $11.7M, driven by charge-offs and economic factors.","Non-performing assets rose 38% to $67.4M; allowance for credit losses increased 26% to $106.0M.","Total deposits grew 4% to $7.58B, driven by $432M organic growth in commercial, consumer, and international banking.","Board declared $0.09 quarterly dividend, payable Aug 31, 2023 to holders of record Aug 15."],"urls":{"canonical":"https://secwatch.observer/filing/0001734342-23-000047","json":"https://secwatch.observer/filing/0001734342-23-000047.json","markdown":"https://secwatch.observer/filing/0001734342-23-000047.md","text":"https://secwatch.observer/filing/0001734342-23-000047.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1734342/000173434223000047/0001734342-23-000047-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1734342/000173434223000047/amtb-20230720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T05:40:09.959118+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"eb0f5fea14fe6ac0ad1ee814e631772f52eb6f5d","claim":"Amerant Bancorp Inc. reported the fiscal quarter ended June 30, 2023 results: net income $7.3 million, EPS $0.22 per diluted share.","evidence_excerpt":"Amerant Bancorp Inc. (NASDAQ: AMTB) (the “Company” or “Amerant”) today reported net income attributable to the Company of $7.3 million in the second quarter of 2023, or $0.22 per diluted share, compared to net income attributable to the Company of $20.2 million, or $0.60 per diluted share, in the first quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1734342/000173434223000047/0001734342-23-000047-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal quarter ended June 30, 2023"},{"label":"Net income","value":"$7.3 million"},{"label":"EPS","value":"$0.22 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}