---
schema_version: "secwatch.filing_event.v1"
accession: "0001734342-23-000066"
form_type: "8-K"
ticker: "AMTB"
cik: "0001734342"
company_name: "Amerant Bancorp Inc."
filed_at: "2023-10-19T23:59:59+00:00"
generated_at: "2026-06-09T20:58:08.504034+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Amerant reports Q3 net income $22.1M ($0.66 EPS), up from $7.3M in Q2

## Summary
- Net income $22.1M ($0.66 diluted EPS) vs $7.3M ($0.22) in Q2; ROA 0.92% vs 0.31%.
- Deposits $7.55B down 0.4% but organic growth of $208M offset $292M institutional reduction.
- Net interest margin 3.57% vs 3.83% in Q2; PPNR $36.5M vs $38.3M.
- Non-performing assets fell 20.8% to $53.4M; allowance for credit losses $98.8M.
- Board declared $0.09 quarterly dividend payable Nov 30 to holders of record Nov 14.

## SEC filing metadata
- accession: 0001734342-23-000066
- form_type: 8-K
- ticker: AMTB
- cik: 0001734342
- company_name: Amerant Bancorp Inc.
- filed_at: 2023-10-19T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1734342/000173434223000066/0001734342-23-000066-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1734342/000173434223000066/amtb-20231019.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001734342-23-000066
- JSON: https://secwatch.observer/filing/0001734342-23-000066.json
- Plain text: https://secwatch.observer/filing/0001734342-23-000066.txt

## Key facts
- Earnings Releases
  Amerant Bancorp Inc. reported the fiscal quarter ended September 30, 2023 results: net income net income attributable to the Company of $22.1 million, EPS $0.66 per diluted share.
  - Period: the fiscal quarter ended September 30, 2023
  - Net income: net income attributable to the Company of $22.1 million
  - EPS: $0.66 per diluted share
  - Result: reported results
  source text: Amerant Bancorp Inc. (the "Company") issued a press release to report the Company’s financial results for the fiscal quarter ended September 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1734342/000173434223000066/0001734342-23-000066-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.