{"schema_version":"secwatch.filing_event.v1","accession":"0001734342-24-000010","form_type":"8-K","ticker":"AMTB","cik":"0001734342","company_name":"Amerant Bancorp Inc.","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.337754+00:00","generated_at":"2026-06-06T19:20:09.129352+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Amerant Q4 2023 net loss $17.1M; $30M charge on CRE loan sale","bullets":["Net loss of $17.1M ($0.51 diluted EPS) in Q4 2023 vs net income of $32.5M ($0.96 EPS) for full year.","Recorded $30M pre-tax non-cash charge on sale of $401M Houston commercial real estate loans.","Total deposits rose $325.7M to $7.9B (+4.3% QoQ); gross loans up $132.8M to $7.28B (+1.9% QoQ).","Net interest margin improved to 3.72% from 3.57% in Q3 2023; pre-provision net revenue negative $7.6M.","Board declared $0.09/share cash dividend payable Feb 29, 2024 to holders of record Feb 14."],"urls":{"canonical":"https://secwatch.observer/filing/0001734342-24-000010","json":"https://secwatch.observer/filing/0001734342-24-000010.json","markdown":"https://secwatch.observer/filing/0001734342-24-000010.md","text":"https://secwatch.observer/filing/0001734342-24-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1734342/000173434224000010/0001734342-24-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1734342/000173434224000010/amtb-20240124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:20:09.129352+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"785a4aa972d65f18b37dd82e477e483d0275ab7c","claim":"Amerant Bancorp Inc. reported FY 2023 results: net income Net income attributable to the Company was $32.5 million, EPS 0.96 per diluted share.","evidence_excerpt":"Net income attributable to the Company was $32.5 million for the full-year 2023, or $0.96 per diluted share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1734342/000173434224000010/0001734342-24-000010-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"FY 2023"},{"label":"Net income","value":"Net income attributable to the Company was $32.5 million"},{"label":"EPS","value":"0.96 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"8a87ef870b2d74d53215229f198d28e99ec7db9e","claim":"Amerant Bancorp Inc. reported Q4 2023 results: net income net loss attributable to the Company of $17.1 million, EPS $0.51 per diluted share.","evidence_excerpt":"Amerant Bancorp Inc. (NYSE: AMTB) (the \"Company\" or \"Amerant\") today reported a net loss attributable to the Company of $17.1 million in the fourth quarter of 2023, or $0.51 per diluted share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1734342/000173434224000010/0001734342-24-000010-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Q4 2023"},{"label":"Net income","value":"net loss attributable to the Company of $17.1 million"},{"label":"EPS","value":"$0.51 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}