---
schema_version: "secwatch.filing_event.v1"
accession: "0001734342-24-000010"
form_type: "8-K"
ticker: "AMTB"
cik: "0001734342"
company_name: "Amerant Bancorp Inc."
filed_at: "2024-01-24T23:59:59+00:00"
generated_at: "2026-06-06T19:20:09.129352+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Amerant Q4 2023 net loss $17.1M; $30M charge on CRE loan sale

## Summary
- Net loss of $17.1M ($0.51 diluted EPS) in Q4 2023 vs net income of $32.5M ($0.96 EPS) for full year.
- Recorded $30M pre-tax non-cash charge on sale of $401M Houston commercial real estate loans.
- Total deposits rose $325.7M to $7.9B (+4.3% QoQ); gross loans up $132.8M to $7.28B (+1.9% QoQ).
- Net interest margin improved to 3.72% from 3.57% in Q3 2023; pre-provision net revenue negative $7.6M.
- Board declared $0.09/share cash dividend payable Feb 29, 2024 to holders of record Feb 14.

## SEC filing metadata
- accession: 0001734342-24-000010
- form_type: 8-K
- ticker: AMTB
- cik: 0001734342
- company_name: Amerant Bancorp Inc.
- filed_at: 2024-01-24T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1734342/000173434224000010/0001734342-24-000010-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1734342/000173434224000010/amtb-20240124.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001734342-24-000010
- JSON: https://secwatch.observer/filing/0001734342-24-000010.json
- Plain text: https://secwatch.observer/filing/0001734342-24-000010.txt

## Key facts
- Earnings Releases
  Amerant Bancorp Inc. reported FY 2023 results: net income Net income attributable to the Company was $32.5 million, EPS 0.96 per diluted share.
  - Period: FY 2023
  - Net income: Net income attributable to the Company was $32.5 million
  - EPS: 0.96 per diluted share
  - Result: reported results
  source text: Net income attributable to the Company was $32.5 million for the full-year 2023, or $0.96 per diluted share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1734342/000173434224000010/0001734342-24-000010-index.htm
- Earnings Releases
  Amerant Bancorp Inc. reported Q4 2023 results: net income net loss attributable to the Company of $17.1 million, EPS $0.51 per diluted share.
  - Period: Q4 2023
  - Net income: net loss attributable to the Company of $17.1 million
  - EPS: $0.51 per diluted share
  - Result: reported results
  source text: Amerant Bancorp Inc. (NYSE: AMTB) (the "Company" or "Amerant") today reported a net loss attributable to the Company of $17.1 million in the fourth quarter of 2023, or $0.51 per diluted share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1734342/000173434224000010/0001734342-24-000010-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.