---
schema_version: "secwatch.filing_event.v1"
accession: "0001734342-24-000040"
form_type: "8-K"
ticker: "AMTB"
cik: "0001734342"
company_name: "Amerant Bancorp Inc."
filed_at: "2024-07-24T23:59:59+00:00"
generated_at: "2026-05-31T17:03:14.302342+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Amerant Q2 net income falls to $5.0M ($0.15 EPS); NPAs surge 140%

## Summary
- Net income $5.0M ($0.15 diluted EPS) vs $10.6M ($0.31) in Q1 2024.
- Provision for credit losses $19.2M, up 54.4% from $12.4M in Q1.
- Non-performing assets $121.1M, up 139.9% from $50.5M in Q1.
- Total gross loans $7.32B, up 4.5% QoQ; deposits down 0.8% to $7.82B.
- Board declared $0.09/share dividend, payable Aug 30 to holders of record Aug 15.

## SEC filing metadata
- accession: 0001734342-24-000040
- form_type: 8-K
- ticker: AMTB
- cik: 0001734342
- company_name: Amerant Bancorp Inc.
- filed_at: 2024-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1734342/000173434224000040/0001734342-24-000040-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1734342/000173434224000040/amtb-20240724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001734342-24-000040
- JSON: https://secwatch.observer/filing/0001734342-24-000040.json
- Plain text: https://secwatch.observer/filing/0001734342-24-000040.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.