{"schema_version":"secwatch.filing_event.v1","accession":"0001734342-25-000009","form_type":"8-K","ticker":"AMTB","cik":"0001734342","company_name":"Amerant Bancorp Inc.","filed_at":"2025-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.658625+00:00","generated_at":"2026-05-27T20:00:19.889063+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Amerant Q4 net income $16.9M versus Q3 loss; full-year loss $15.8M; declares $0.09 dividend","bullets":["Q4 net income $16.9M ($0.40 diluted EPS) vs Q3 net loss $48.2M ($1.43 loss per share).","Full-year 2024 net loss $15.8M ($0.44 per diluted share) vs net income $32.5M ($0.96 per share) in 2023.","Net interest income up 8.2% QoQ to $87.6M; NIM expanded to 3.75% from 3.49%.","Provision for credit losses declined 48% QoQ to $9.9M; classified loans increased to $125.7M.","Board declares $0.09 per share cash dividend, payable Feb 28, 2025 to holders of record Feb 14."],"urls":{"canonical":"https://secwatch.observer/filing/0001734342-25-000009","json":"https://secwatch.observer/filing/0001734342-25-000009.json","markdown":"https://secwatch.observer/filing/0001734342-25-000009.md","text":"https://secwatch.observer/filing/0001734342-25-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1734342/000173434225000009/0001734342-25-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1734342/000173434225000009/amtb-20250122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T20:00:19.889063+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}