---
schema_version: "secwatch.filing_event.v1"
accession: "0001734342-25-000009"
form_type: "8-K"
ticker: "AMTB"
cik: "0001734342"
company_name: "Amerant Bancorp Inc."
filed_at: "2025-01-22T23:59:59+00:00"
generated_at: "2026-05-27T20:00:19.889063+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Amerant Q4 net income $16.9M versus Q3 loss; full-year loss $15.8M; declares $0.09 dividend

## Summary
- Q4 net income $16.9M ($0.40 diluted EPS) vs Q3 net loss $48.2M ($1.43 loss per share).
- Full-year 2024 net loss $15.8M ($0.44 per diluted share) vs net income $32.5M ($0.96 per share) in 2023.
- Net interest income up 8.2% QoQ to $87.6M; NIM expanded to 3.75% from 3.49%.
- Provision for credit losses declined 48% QoQ to $9.9M; classified loans increased to $125.7M.
- Board declares $0.09 per share cash dividend, payable Feb 28, 2025 to holders of record Feb 14.

## SEC filing metadata
- accession: 0001734342-25-000009
- form_type: 8-K
- ticker: AMTB
- cik: 0001734342
- company_name: Amerant Bancorp Inc.
- filed_at: 2025-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1734342/000173434225000009/0001734342-25-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1734342/000173434225000009/amtb-20250122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001734342-25-000009
- JSON: https://secwatch.observer/filing/0001734342-25-000009.json
- Plain text: https://secwatch.observer/filing/0001734342-25-000009.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.