secwatch.observer — SEC 8-K summary
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Issuer:     Amerant Bancorp Inc. (AMTB)
CIK:        0001734342
Form:       8-K
Filed at:   2025-01-22T23:59:59+00:00
Accession:  0001734342-25-000009
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Amerant Q4 net income $16.9M versus Q3 loss; full-year loss $15.8M; declares $0.09 dividend
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- Q4 net income $16.9M ($0.40 diluted EPS) vs Q3 net loss $48.2M ($1.43 loss per share).
- Full-year 2024 net loss $15.8M ($0.44 per diluted share) vs net income $32.5M ($0.96 per share) in 2023.
- Net interest income up 8.2% QoQ to $87.6M; NIM expanded to 3.75% from 3.49%.
- Provision for credit losses declined 48% QoQ to $9.9M; classified loans increased to $125.7M.
- Board declares $0.09 per share cash dividend, payable Feb 28, 2025 to holders of record Feb 14.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1734342/000173434225000009/0001734342-25-000009-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1734342/000173434225000009/amtb-20250122.htm
  HTML page:      https://secwatch.observer/filing/0001734342-25-000009

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