{"schema_version":"secwatch.filing_event.v1","accession":"0001734342-25-000046","form_type":"8-K","ticker":"AMTB","cik":"0001734342","company_name":"Amerant Bancorp Inc.","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.834542+00:00","generated_at":"2026-05-18T03:32:24.931987+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Amerant Q2 net income $23.0M ($0.55 EPS) vs $12.0M ($0.28) in Q1; NIM 3.81%","bullets":["Net income $23.0M, diluted EPS $0.55; Q1 2025 net income was $12.0M ($0.28).","Total assets rose 1.6% to $10.3B; NIM expanded to 3.81% from 3.75%; NII up 5.3% to $90.5M.","Provision for credit losses fell 67% to $6.1M; non-performing assets dropped 30.5% to $97.9M.","Board declared $0.09 per share dividend payable Aug 29, 2025 to holders of record Aug 15, 2025.","Core PPNR rose 17.7% to $37.1M; efficiency ratio improved to 67.5% from 67.9%."],"urls":{"canonical":"https://secwatch.observer/filing/0001734342-25-000046","json":"https://secwatch.observer/filing/0001734342-25-000046.json","markdown":"https://secwatch.observer/filing/0001734342-25-000046.md","text":"https://secwatch.observer/filing/0001734342-25-000046.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1734342/000173434225000046/0001734342-25-000046-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1734342/000173434225000046/amtb-20250723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:32:24.931987+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}