{"schema_version":"secwatch.filing_event.v1","accession":"0001734342-26-000033","form_type":"8-K","ticker":"AMTB","cik":"0001734342","company_name":"Amerant Bancorp Inc.","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.825710+00:00","generated_at":"2026-05-15T04:35:33.380901+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Amerant Q1 net income $17.9M ($0.44 EPS) vs $2.7M prior; dividend $0.09","bullets":["Net income $17.9M ($0.44 diluted EPS) vs $2.7M ($0.07) in Q4 2025; ROA 0.73% vs 0.10%.","Total assets $9.9B (+1.3%); gross loans $6.8B (+0.8%); deposits $7.9B (+2.0%).","Net interest margin 3.55% (down from 3.78%); provision for credit losses $7.8M (up 123.5%).","Noninterest expense $66.9M (-37.3%) driven by vendor savings and lower loan sale losses.","Board declared $0.09/share cash dividend payable May 29, 2026 to holders of record May 15."],"urls":{"canonical":"https://secwatch.observer/filing/0001734342-26-000033","json":"https://secwatch.observer/filing/0001734342-26-000033.json","markdown":"https://secwatch.observer/filing/0001734342-26-000033.md","text":"https://secwatch.observer/filing/0001734342-26-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1734342/000173434226000033/0001734342-26-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1734342/000173434226000033/amtb-20260423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:35:33.380901+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}