---
schema_version: "secwatch.filing_event.v1"
accession: "0001734342-26-000033"
form_type: "8-K"
ticker: "AMTB"
cik: "0001734342"
company_name: "Amerant Bancorp Inc."
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:35:33.380901+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Amerant Q1 net income $17.9M ($0.44 EPS) vs $2.7M prior; dividend $0.09

## Summary
- Net income $17.9M ($0.44 diluted EPS) vs $2.7M ($0.07) in Q4 2025; ROA 0.73% vs 0.10%.
- Total assets $9.9B (+1.3%); gross loans $6.8B (+0.8%); deposits $7.9B (+2.0%).
- Net interest margin 3.55% (down from 3.78%); provision for credit losses $7.8M (up 123.5%).
- Noninterest expense $66.9M (-37.3%) driven by vendor savings and lower loan sale losses.
- Board declared $0.09/share cash dividend payable May 29, 2026 to holders of record May 15.

## SEC filing metadata
- accession: 0001734342-26-000033
- form_type: 8-K
- ticker: AMTB
- cik: 0001734342
- company_name: Amerant Bancorp Inc.
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1734342/000173434226000033/0001734342-26-000033-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1734342/000173434226000033/amtb-20260423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001734342-26-000033
- JSON: https://secwatch.observer/filing/0001734342-26-000033.json
- Plain text: https://secwatch.observer/filing/0001734342-26-000033.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.