{"schema_version":"secwatch.filing_event.v1","accession":"0001734342-26-000071","form_type":"8-K","ticker":"AMTB","cik":"0001734342","company_name":"Amerant Bancorp Inc.","filed_at":"2026-07-23T20:01:11+00:00","discovered_at":"2026-07-23T20:02:00.265767+00:00","generated_at":"2026-07-23T20:02:18.453113+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Amerant Q2 net income $21M ($0.53 EPS) vs $17.9M ($0.44) in Q1; core deposits up 9.4%","bullets":["Net income $21.0M ($0.53 diluted EPS) vs $17.9M ($0.44) in Q1 2026; ROA 0.84% and ROE 9.23%.","Total assets $10.3B (+3.9% QoQ); core deposits $6.4B (+9.4% QoQ); NIM 3.52%.","Non-performing assets down 2.6% to $186.6M; classified loans down 14.7% to $273.1M.","Provision for credit losses $4.8M, down from $7.8M in Q1.","Repurchased 690,000 shares at $23.29; declared $0.09 dividend payable Aug 28."],"urls":{"canonical":"https://secwatch.observer/filing/0001734342-26-000071","json":"https://secwatch.observer/filing/0001734342-26-000071.json","markdown":"https://secwatch.observer/filing/0001734342-26-000071.md","text":"https://secwatch.observer/filing/0001734342-26-000071.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1734342/000173434226000071/0001734342-26-000071-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1734342/000173434226000071/amtb-20260723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T20:02:18.453113+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}