---
schema_version: "secwatch.filing_event.v1"
accession: "0001750735-23-000008"
form_type: "8-K"
ticker: "MRBK"
cik: "0001750735"
company_name: "Meridian Corp"
filed_at: "2023-01-30T23:59:59+00:00"
generated_at: "2026-06-20T06:41:42.685572+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Meridian Q4 net income $4.6M ($0.77 diluted EPS); full-year $21.8M ($3.58); dividend raised to $0.25

## Summary
- Q4 net income $4.6M, down from $5.8M in Q3; diluted EPS $0.77 vs $0.96.
- Net interest margin 3.93% vs 4.01% in Q3; net interest income up 2.7% to $18.5M.
- Non-interest income fell 21.8% to $8.0M, driven by mortgage (-46%) and SBA (-47%).
- Quarterly dividend increased to $0.25 per share, payable Feb 21, 2023.
- Credit quality stable: NPLs/loans 1.20% vs 1.40% in Q3; net charge-offs 0.05% of avg loans.

## SEC filing metadata
- accession: 0001750735-23-000008
- form_type: 8-K
- ticker: MRBK
- cik: 0001750735
- company_name: Meridian Corp
- filed_at: 2023-01-30T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1750735/000175073523000008/0001750735-23-000008-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1750735/000175073523000008/mrbk-20230130.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001750735-23-000008
- JSON: https://secwatch.observer/filing/0001750735-23-000008.json
- Plain text: https://secwatch.observer/filing/0001750735-23-000008.txt

## Key facts
- Earnings Releases
  Meridian Corp reported fourth quarter ended December 31, 2022 results: revenue $35.8 million, net income $4.6 million, EPS $0.77.
  - Period: fourth quarter ended December 31, 2022
  - Revenue: $35.8 million
  - Net income: $4.6 million
  - EPS: $0.77
  - Result: reported results
  source text: Meridian’s fourth quarter revenue of $35.8 million generated earnings of $4.6 million, or $0.77 per diluted share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1750735/000175073523000008/0001750735-23-000008-index.htm
- Earnings Releases
  Meridian Corp reported year ended December 31, 2022 results: net income $21.8 million, EPS $3.58.
  - Period: year ended December 31, 2022
  - Net income: $21.8 million
  - EPS: $3.58
  - Result: reported results
  source text: Net income of $21.8 million and diluted earnings per share of $3.58 for the year ended December 31, 2022
  evidence_url: https://www.sec.gov/Archives/edgar/data/1750735/000175073523000008/0001750735-23-000008-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.