{"schema_version":"secwatch.filing_event.v1","accession":"0001750735-23-000066","form_type":"8-K","ticker":"MRBK","cik":"0001750735","company_name":"Meridian Corp","filed_at":"2023-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.084395+00:00","generated_at":"2026-06-12T23:12:03.024575+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Meridian Corp Q2 net income $4.6M ($0.41 EPS); revenue $43M; margin 3.33%","bullets":["Net income $4.6M, diluted EPS $0.41 vs $5.9M, $0.48 in Q2 2022 (down 22% YoY).","Net interest margin 3.33%, down 28 bps from Q1 2023; loan yield 6.89%.","Commercial loan growth $27.4M (7.2% annualized); total deposit growth $12.2M (2.8% annualized).","Non-performing loans ratio rose to 1.44% from 1.25% in Q1 2023; net charge-offs 0.05% of avg loans.","Board declared $0.125 quarterly dividend payable Aug 21; repurchased 127,849 shares at avg $12.21 in Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0001750735-23-000066","json":"https://secwatch.observer/filing/0001750735-23-000066.json","markdown":"https://secwatch.observer/filing/0001750735-23-000066.md","text":"https://secwatch.observer/filing/0001750735-23-000066.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1750735/000175073523000066/0001750735-23-000066-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1750735/000175073523000066/mrbk-20230728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T23:12:03.024575+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d988a868a091bdac60aa3b5d89bbd6f9b4852e0a","claim":"Meridian Corp reported the second quarter ended June 30, 2023 results: revenue $43.0 million, net income $4.6 million, EPS $0.41 per diluted share.","evidence_excerpt":"per common share, payable August 21, 2023 to shareholders of record as of August 14, 2023. Christopher J. Annas, Chairman and CEO commented “Meridian’s second quarter revenue of $43.0 million generated earnings of $4.6 million, or $0.41 per diluted share. Annual loan growth in the core CRE, C&I and SBA portfolios are expected to again approach 15%. These groups also","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1750735/000175073523000066/0001750735-23-000066-index.htm","confidence":0.97,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter ended June 30, 2023"},{"label":"Revenue","value":"$43.0 million"},{"label":"Net income","value":"$4.6 million"},{"label":"EPS","value":"$0.41 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}