{"schema_version":"secwatch.filing_event.v1","accession":"0001750735-23-000081","form_type":"8-K","ticker":"MRBK","cik":"0001750735","company_name":"Meridian Corp","filed_at":"2023-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.308792+00:00","generated_at":"2026-06-09T07:09:58.504236+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Meridian Corp Q3 EPS $0.35 vs $0.41 Q2; NIM 3.29%, NPL ratio 1.53%","bullets":["Net income $4.0M, diluted EPS $0.35 vs Q2 $4.6M and $0.41; ROAA 0.73%, ROAE 10.17%","Net interest margin 3.29%, down 4 bps QoQ; loan yield 7.08%","Total loans +$25.3M (1.4%) and deposits +$26.0M (1.5%) sequentially","Non-performing loans to total loans 1.53% vs 1.44% prior; net charge-offs 0.05%","Quarterly dividend $0.125/share, payable Nov 20; raised $9.7M sub-debt at 8%"],"urls":{"canonical":"https://secwatch.observer/filing/0001750735-23-000081","json":"https://secwatch.observer/filing/0001750735-23-000081.json","markdown":"https://secwatch.observer/filing/0001750735-23-000081.md","text":"https://secwatch.observer/filing/0001750735-23-000081.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1750735/000175073523000081/0001750735-23-000081-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1750735/000175073523000081/mrbk-20231027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T07:09:58.504236+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"86c4d06d4e5ff1f9fc30d2e7ff3468bfb1ea01c6","claim":"Meridian Corp reported Third Quarter 2023 results: net income Net income of $4.0 million and diluted earnings of $0.35 per share for the third quarter ended September 30, 2023., EPS diluted earnings of $0.35 per share.","evidence_excerpt":"Meridian Corporation Reports Third Quarter 2023 Results and Announces a Quarterly Dividend of $0.125 per Common Share. MALVERN, PA., October 27, 2023 — Meridian Corporation (Nasdaq: MRBK) today reported: • Net income of $4.0 million and diluted earnings of $0.35 per share for the third quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1750735/000175073523000081/0001750735-23-000081-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Third Quarter 2023"},{"label":"Net income","value":"Net income of $4.0 million and diluted earnings of $0.35 per share for the third quarter ended September 30, 2023."},{"label":"EPS","value":"diluted earnings of $0.35 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}