{"schema_version":"secwatch.filing_event.v1","accession":"0001750735-24-000052","form_type":"8-K","ticker":"MRBK","cik":"0001750735","company_name":"Meridian Corp","filed_at":"2024-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.403495+00:00","generated_at":"2026-05-31T15:58:57.413084+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Meridian Corp Q2 net income $3.3M ($0.30 EPS) up 24% QoQ but down 28% YoY; declares $0.125 dividend","bullets":["Net income $3.326M, diluted EPS $0.30 vs $0.24 Q1 and $0.41 a year ago.","Net interest margin 3.06%, down 3 bps sequentially; commercial loans grew $40.7M in Q2.","Pre-tax pre-provision income $7.072M, up from $6.419M in Q1; mortgage division contributed $545K.","Board declared $0.125 per share quarterly dividend, payable Aug 19 to holders of record Aug 12.","Net charge-offs increased to $4.1M (0.20% avg loans) from $2.3M (0.12%) in Q1; NPA ratio improved to 1.68%."],"urls":{"canonical":"https://secwatch.observer/filing/0001750735-24-000052","json":"https://secwatch.observer/filing/0001750735-24-000052.json","markdown":"https://secwatch.observer/filing/0001750735-24-000052.md","text":"https://secwatch.observer/filing/0001750735-24-000052.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1750735/000175073524000052/0001750735-24-000052-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1750735/000175073524000052/mrbk-20240726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T15:58:57.413084+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}