---
schema_version: "secwatch.filing_event.v1"
accession: "0001750735-24-000052"
form_type: "8-K"
ticker: "MRBK"
cik: "0001750735"
company_name: "Meridian Corp"
filed_at: "2024-07-26T23:59:59+00:00"
generated_at: "2026-05-31T15:58:57.413084+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Meridian Corp Q2 net income $3.3M ($0.30 EPS) up 24% QoQ but down 28% YoY; declares $0.125 dividend

## Summary
- Net income $3.326M, diluted EPS $0.30 vs $0.24 Q1 and $0.41 a year ago.
- Net interest margin 3.06%, down 3 bps sequentially; commercial loans grew $40.7M in Q2.
- Pre-tax pre-provision income $7.072M, up from $6.419M in Q1; mortgage division contributed $545K.
- Board declared $0.125 per share quarterly dividend, payable Aug 19 to holders of record Aug 12.
- Net charge-offs increased to $4.1M (0.20% avg loans) from $2.3M (0.12%) in Q1; NPA ratio improved to 1.68%.

## SEC filing metadata
- accession: 0001750735-24-000052
- form_type: 8-K
- ticker: MRBK
- cik: 0001750735
- company_name: Meridian Corp
- filed_at: 2024-07-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1750735/000175073524000052/0001750735-24-000052-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1750735/000175073524000052/mrbk-20240726.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001750735-24-000052
- JSON: https://secwatch.observer/filing/0001750735-24-000052.json
- Plain text: https://secwatch.observer/filing/0001750735-24-000052.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.