---
schema_version: "secwatch.filing_event.v1"
accession: "0001750735-24-000065"
form_type: "8-K"
ticker: "MRBK"
cik: "0001750735"
company_name: "Meridian Corp"
filed_at: "2024-10-24T23:59:59+00:00"
generated_at: "2026-05-30T10:35:37.049382+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.72
calibrated_materiality_score: 0.72
confidence: "high"
source: SEC EDGAR
---

# Meridian Q3 net income $4.7M, EPS $0.42; NIM 3.20%, NPAs rise

## Summary
- Net income $4.7M ($0.42 diluted EPS) up 42.6% QoQ and 18.4% YoY; pre-tax pre-provision income $8.5M.
- Net interest margin improved 14 bps to 3.20%; loan yield 7.41%; total assets $2.4B.
- Non-performing loans rose to $45.1M (2.20% of loans) from $37.6M at June 30, 2024.
- Quarterly cash dividend of $0.125/share declared, payable Nov 19 to holders of record Nov 12.
- Commercial loans grew 11% YoY; total deposits up 9.4% YoY with NIB deposits up 6% QoQ.

## SEC filing metadata
- accession: 0001750735-24-000065
- form_type: 8-K
- ticker: MRBK
- cik: 0001750735
- company_name: Meridian Corp
- filed_at: 2024-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.72
- calibrated_materiality_score: 0.72
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1750735/000175073524000065/0001750735-24-000065-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1750735/000175073524000065/mrbk-20241024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001750735-24-000065
- JSON: https://secwatch.observer/filing/0001750735-24-000065.json
- Plain text: https://secwatch.observer/filing/0001750735-24-000065.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.