{"schema_version":"secwatch.filing_event.v1","accession":"0001750735-25-000003","form_type":"8-K","ticker":"MRBK","cik":"0001750735","company_name":"Meridian Corp","filed_at":"2025-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.712980+00:00","generated_at":"2026-05-27T11:20:22.828392+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Meridian Corp Q4 net income $5.6M ($0.49 diluted EPS), up 18% QoQ; declares $0.125 dividend","bullets":["Net income of $5.6M ($0.49 diluted EPS) for Q4 2024, up 18% from $4.7M ($0.42) in Q3 2024.","Full-year net income $16.3M ($1.45 diluted EPS), up 23% from $13.2M ($1.16) in 2023.","Q4 net interest margin improved to 3.29% (from 3.16% in Q3); loan yield 7.17%.","Non-performing loans stable at $45.1M; net charge-offs rose to $7.1M (0.34% of avg loans) from $2.3M in Q3.","Quarterly cash dividend of $0.125 per share declared, payable Feb 18, 2025 to holders of record Feb 10, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001750735-25-000003","json":"https://secwatch.observer/filing/0001750735-25-000003.json","markdown":"https://secwatch.observer/filing/0001750735-25-000003.md","text":"https://secwatch.observer/filing/0001750735-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1750735/000175073525000003/0001750735-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1750735/000175073525000003/mrbk-20250124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T11:20:22.828392+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}