---
schema_version: "secwatch.filing_event.v1"
accession: "0001750735-25-000003"
form_type: "8-K"
ticker: "MRBK"
cik: "0001750735"
company_name: "Meridian Corp"
filed_at: "2025-01-24T23:59:59+00:00"
generated_at: "2026-05-27T11:20:22.828392+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Meridian Corp Q4 net income $5.6M ($0.49 diluted EPS), up 18% QoQ; declares $0.125 dividend

## Summary
- Net income of $5.6M ($0.49 diluted EPS) for Q4 2024, up 18% from $4.7M ($0.42) in Q3 2024.
- Full-year net income $16.3M ($1.45 diluted EPS), up 23% from $13.2M ($1.16) in 2023.
- Q4 net interest margin improved to 3.29% (from 3.16% in Q3); loan yield 7.17%.
- Non-performing loans stable at $45.1M; net charge-offs rose to $7.1M (0.34% of avg loans) from $2.3M in Q3.
- Quarterly cash dividend of $0.125 per share declared, payable Feb 18, 2025 to holders of record Feb 10, 2025.

## SEC filing metadata
- accession: 0001750735-25-000003
- form_type: 8-K
- ticker: MRBK
- cik: 0001750735
- company_name: Meridian Corp
- filed_at: 2025-01-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1750735/000175073525000003/0001750735-25-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1750735/000175073525000003/mrbk-20250124.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001750735-25-000003
- JSON: https://secwatch.observer/filing/0001750735-25-000003.json
- Plain text: https://secwatch.observer/filing/0001750735-25-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.