{"schema_version":"secwatch.filing_event.v1","accession":"0001750735-25-000030","form_type":"8-K","ticker":"MRBK","cik":"0001750735","company_name":"Meridian Corp","filed_at":"2025-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.583218+00:00","generated_at":"2026-05-23T05:56:23.513589+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Meridian Q1 net income $2.4M ($0.21 EPS) down 10% YoY; quarterly dividend $0.125","bullets":["Net income $2.4M, diluted EPS $0.21 vs $0.24 YoY; net interest income $19.8M, up from $16.6M YoY.","Pre-provision net revenue $8.4M, up 30.2% YoY; net interest margin improved to 3.46% from 3.15% a year ago.","Non-performing loans rose $7.1M to $52.2M (2.49% of loans) driven by distressed SBA loans; provision for credit losses was $5.2M.","Deposits grew $123.4M (6%) QoQ; non-interest-bearing deposits up $82.6M (34%); total assets $2.53B.","Board declared $0.125 per share quarterly cash dividend, payable May 19, 2025 to holders of record May 12, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001750735-25-000030","json":"https://secwatch.observer/filing/0001750735-25-000030.json","markdown":"https://secwatch.observer/filing/0001750735-25-000030.md","text":"https://secwatch.observer/filing/0001750735-25-000030.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1750735/000175073525000030/0001750735-25-000030-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1750735/000175073525000030/mrbk-20250425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T05:56:23.513589+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}