{"schema_version":"secwatch.filing_event.v1","accession":"0001750735-25-000058","form_type":"8-K","ticker":"MRBK","cik":"0001750735","company_name":"Meridian Corp","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.871522+00:00","generated_at":"2026-05-18T02:27:58.933357+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Meridian Q2 net income $5.6M ($0.49 EPS), up 133% QoQ; dividend $0.125/share","bullets":["Net income $5.6M, diluted EPS $0.49, vs Q1 $2.4M ($0.21). Net interest margin 3.54%, up 8 bps.","PPNR $11.1M, up 57% YoY. Non-interest income up 54% QoQ on mortgage and SBA sales.","Loans grew 1.7% QoQ (ex-SBA sale); commercial loans up 8.6%. NPLs fell to $50.5M from $52.2M.","Net charge-offs $3.6M (0.17% avg loans) vs $2.8M prior qtr; ACL ratio 1.00% flat.","Board declared $0.125/share dividend, payable Aug 18, record Aug 11, unchanged from prior quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001750735-25-000058","json":"https://secwatch.observer/filing/0001750735-25-000058.json","markdown":"https://secwatch.observer/filing/0001750735-25-000058.md","text":"https://secwatch.observer/filing/0001750735-25-000058.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1750735/000175073525000058/0001750735-25-000058-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1750735/000175073525000058/mrbk-20250724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:27:58.933357+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}