---
schema_version: "secwatch.filing_event.v1"
accession: "0001750735-25-000058"
form_type: "8-K"
ticker: "MRBK"
cik: "0001750735"
company_name: "Meridian Corp"
filed_at: "2025-07-24T23:59:59+00:00"
generated_at: "2026-05-18T02:27:58.933357+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Meridian Q2 net income $5.6M ($0.49 EPS), up 133% QoQ; dividend $0.125/share

## Summary
- Net income $5.6M, diluted EPS $0.49, vs Q1 $2.4M ($0.21). Net interest margin 3.54%, up 8 bps.
- PPNR $11.1M, up 57% YoY. Non-interest income up 54% QoQ on mortgage and SBA sales.
- Loans grew 1.7% QoQ (ex-SBA sale); commercial loans up 8.6%. NPLs fell to $50.5M from $52.2M.
- Net charge-offs $3.6M (0.17% avg loans) vs $2.8M prior qtr; ACL ratio 1.00% flat.
- Board declared $0.125/share dividend, payable Aug 18, record Aug 11, unchanged from prior quarter.

## SEC filing metadata
- accession: 0001750735-25-000058
- form_type: 8-K
- ticker: MRBK
- cik: 0001750735
- company_name: Meridian Corp
- filed_at: 2025-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1750735/000175073525000058/0001750735-25-000058-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1750735/000175073525000058/mrbk-20250724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001750735-25-000058
- JSON: https://secwatch.observer/filing/0001750735-25-000058.json
- Plain text: https://secwatch.observer/filing/0001750735-25-000058.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.