{"schema_version":"secwatch.filing_event.v1","accession":"0001750735-25-000073","form_type":"8-K","ticker":"MRBK","cik":"0001750735","company_name":"Meridian Corp","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.338922+00:00","generated_at":"2026-05-17T02:32:35.377853+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Meridian Corp Q3 net income $6.7M ($0.58 EPS), up 19% QoQ; NIM 3.77%","bullets":["Net income of $6.7M ($0.58 diluted EPS), up from $5.6M ($0.49) in Q2 and $4.7M ($0.42) in Q3 2024.","Net interest margin 3.77%, up from 3.20% YoY; loan yield 7.37%.","Commercial loans (ex. leases) grew $54.2M or 3% QoQ; total loans $2.16B.","Nonperforming loans rose to $55.4M (2.53% of loans) from $50.5M; net charge-offs $1.9M vs $3.6M prior Q.","Quarterly dividend declared $0.125/share, payable Nov 17, record Nov 10."],"urls":{"canonical":"https://secwatch.observer/filing/0001750735-25-000073","json":"https://secwatch.observer/filing/0001750735-25-000073.json","markdown":"https://secwatch.observer/filing/0001750735-25-000073.md","text":"https://secwatch.observer/filing/0001750735-25-000073.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1750735/000175073525000073/0001750735-25-000073-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1750735/000175073525000073/mrbk-20251023.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:32:35.377853+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}