---
schema_version: "secwatch.filing_event.v1"
accession: "0001750735-25-000073"
form_type: "8-K"
ticker: "MRBK"
cik: "0001750735"
company_name: "Meridian Corp"
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:32:35.377853+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Meridian Corp Q3 net income $6.7M ($0.58 EPS), up 19% QoQ; NIM 3.77%

## Summary
- Net income of $6.7M ($0.58 diluted EPS), up from $5.6M ($0.49) in Q2 and $4.7M ($0.42) in Q3 2024.
- Net interest margin 3.77%, up from 3.20% YoY; loan yield 7.37%.
- Commercial loans (ex. leases) grew $54.2M or 3% QoQ; total loans $2.16B.
- Nonperforming loans rose to $55.4M (2.53% of loans) from $50.5M; net charge-offs $1.9M vs $3.6M prior Q.
- Quarterly dividend declared $0.125/share, payable Nov 17, record Nov 10.

## SEC filing metadata
- accession: 0001750735-25-000073
- form_type: 8-K
- ticker: MRBK
- cik: 0001750735
- company_name: Meridian Corp
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1750735/000175073525000073/0001750735-25-000073-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1750735/000175073525000073/mrbk-20251023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001750735-25-000073
- JSON: https://secwatch.observer/filing/0001750735-25-000073.json
- Plain text: https://secwatch.observer/filing/0001750735-25-000073.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.