{"schema_version":"secwatch.filing_event.v1","accession":"0001750735-26-000033","form_type":"8-K","ticker":"MRBK","cik":"0001750735","company_name":"Meridian Corp","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.850468+00:00","generated_at":"2026-05-15T04:36:02.714856+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Meridian Q1 net income $4.7M ($0.39 EPS), NIM 3.82%; declares $0.14 dividend","bullets":["Net income $4.7M, diluted EPS $0.39; down 34% QoQ from $7.2M ($0.61) but up 96% YoY from $2.4M ($0.21).","Net interest margin improved to 3.82% from 3.46% YoY; cost of funds declined to 3.04%.","Pre-provision net revenue $10.1M, up 21% YoY; CEO says underlying operating performance is durable.","Provision for credit losses $4.0M; net charge-offs $3.9M; NPLs $55.7M (2.50% of loans), 54% SBA-guaranteed.","Quarterly dividend of $0.14 per share declared, payable May 11 to shareholders of record May 4."],"urls":{"canonical":"https://secwatch.observer/filing/0001750735-26-000033","json":"https://secwatch.observer/filing/0001750735-26-000033.json","markdown":"https://secwatch.observer/filing/0001750735-26-000033.md","text":"https://secwatch.observer/filing/0001750735-26-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1750735/000175073526000033/0001750735-26-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1750735/000175073526000033/mrbk-20260423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:36:02.714856+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1250751b0f40268275b763842be3f3e5df38ca30","claim":"Meridian Corp reported First Quarter 2026 results: net income $4.7 million, EPS $0.39 per diluted share.","evidence_excerpt":"Net income for the quarter ended March 31, 2026 was $4.7 million, or $0.39 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1750735/000175073526000033/0001750735-26-000033-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"First Quarter 2026"},{"label":"Net income","value":"$4.7 million"},{"label":"EPS","value":"$0.39 per diluted share"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}