{"schema_version":"secwatch.filing_event.v1","accession":"0001750735-26-000059","form_type":"8-K","ticker":"MRBK","cik":"0001750735","company_name":"Meridian Corp","filed_at":"2026-07-30T21:05:13+00:00","discovered_at":"2026-07-30T21:06:00.398340+00:00","generated_at":"2026-07-30T21:06:13.218923+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Meridian Corp Q2 net income $5.8M ($0.48 EPS), NPLs surge to $82.1M; declares $0.14 dividend","bullets":["Net income $5.8M ($0.48 diluted EPS) vs $2.0M ($0.17) in Q1 2026; PPNR $10.4M, up 3.6% QoQ.","Non-performing loans jumped to $82.1M (3.68% of loans) from $58.7M; provision fell to $3.0M from $7.5M.","Net charge-offs decreased to $2.6M from $7.8M; allowance for credit losses 0.99% of loans.","Mortgage banking income rose 51.4% QoQ to $6.2M; SBA loan income up 310% to $615K.","Board declared $0.14/share dividend, payable Aug 17, 2026, record Aug 10."],"urls":{"canonical":"https://secwatch.observer/filing/0001750735-26-000059","json":"https://secwatch.observer/filing/0001750735-26-000059.json","markdown":"https://secwatch.observer/filing/0001750735-26-000059.md","text":"https://secwatch.observer/filing/0001750735-26-000059.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1750735/000175073526000059/0001750735-26-000059-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1750735/000175073526000059/mrbk-20260730.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-30T21:06:13.218923+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}