---
schema_version: "secwatch.filing_event.v1"
accession: "0001750735-26-000059"
form_type: "8-K"
ticker: "MRBK"
cik: "0001750735"
company_name: "Meridian Corp"
filed_at: "2026-07-30T21:05:13+00:00"
generated_at: "2026-07-30T21:06:13.218923+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Meridian Corp Q2 net income $5.8M ($0.48 EPS), NPLs surge to $82.1M; declares $0.14 dividend

## Summary
- Net income $5.8M ($0.48 diluted EPS) vs $2.0M ($0.17) in Q1 2026; PPNR $10.4M, up 3.6% QoQ.
- Non-performing loans jumped to $82.1M (3.68% of loans) from $58.7M; provision fell to $3.0M from $7.5M.
- Net charge-offs decreased to $2.6M from $7.8M; allowance for credit losses 0.99% of loans.
- Mortgage banking income rose 51.4% QoQ to $6.2M; SBA loan income up 310% to $615K.
- Board declared $0.14/share dividend, payable Aug 17, 2026, record Aug 10.

## SEC filing metadata
- accession: 0001750735-26-000059
- form_type: 8-K
- ticker: MRBK
- cik: 0001750735
- company_name: Meridian Corp
- filed_at: 2026-07-30T21:05:13+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1750735/000175073526000059/0001750735-26-000059-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1750735/000175073526000059/mrbk-20260730.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001750735-26-000059
- JSON: https://secwatch.observer/filing/0001750735-26-000059.json
- Plain text: https://secwatch.observer/filing/0001750735-26-000059.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.